The vast majority of consumers do not care about their credit history and credit scores – unless they try to take a loan or apply for a credit card. They are unaware that using credit irresponsibly can take a massive toll on their current and future finances.
Yes, you read that right. The impact of your credit score goes far beyond your current finances. Continue reading to find out how your credit score impacts your future savings and investments.
A credit score is a three-digit number ranging from 300 to 900. Lenders use this score to determine your creditworthiness. In simple terms, think of your credit score as your high school marks. The higher the marks, the better are your college admissions. Similarly, the higher your credit score, the better are your overall finances. Not paying your credit card bills on time or delaying loan EMIs all significantly impact your …
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